Protecting your trip with travel insurance is generally a good idea. A comprehensive trip insurance policy safeguards your nonrefundable, prepaid plans (flights, hotel stays and excursions) if the trip is canceled due to a covered reason. It offers reimbursement of medical expenses if you get sick or injured and require care or evacuation. Plus, it…

<p class="nw-originally-posted-link">The article When You Don’t Need to Buy Travel Insurance originally appeared on NerdWallet.</p><span data-post-id="954045"></span><img height="1" width="1" src="https://www.nerdwallet.com/blog/wp-content/themes/nerdwallet/assets/tracking/nw-pixel-v1.gif?post_id=954045" data-has-syndication-rights="1" />

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